Once in a while, I shudder at the thought of what would have happened to them had three of us turned out to be irresponsible or unsuccessful children. I have no scintilla of doubt that my father, in the words of the German philosopher, Martin Heidegger, “lived dangerously.” How can a man with a wife and five children fail to save money or have some investment? Supposing something negative, such as serious illness or accident occurs and bulk money was needed for treatment?